Maybe youre looking for a credit card offering travel insurance benefits or debating whether getting a card with lounge access is worth the cost. Bottom Line: Unsurprisingly, you'll find that the rewards and benefits of the Amex Blue Cash Preferred card are tailored towards everyday purchases, while the offerings of the Chase Sapphire Preferred card are more focused on travel. Chase no longer offers a pre-approval tool on their website, so youll have to make your own assessment as to whether youre a qualified candidate. In this area, the Chase Sapphire Preferred Card shines. Two of the most popular of these cards areThe Platinum Card from American ExpressandChase Sapphire Reserve Card, and I know a lot of people struggle to decide which card is a better fit. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. It is designed to provide general legal information and is not a substitute for legal advice provided by an attorney who is a member of One traditional framework that has been used to express the channel mechanism is the concept of flow. As for elite status, the IHG Rewards Premier card gives you automatic Platinum . TheAmex Platinum has a $695 annual fee This is $1000 per month of required spending. Our points-obsessed staff uses a plethora of credit cards on a daily basis. However, if you opt to use your points directly through American Express Travel, you won't get nearly the value you do through Chase. Amex Platinum: Points are worth 1 cent each for air travel and can be transferred to a 1:1 travel partner. Meanwhile, the Sapphire Reserve only offers Priority Pass access, and while Chase does have plans to build out its own network of branded lounges, just a single location (Hong Kong) has opened its doors. No, it is not worth it to have both American Express Platinum card and Chase Sapphire Reserve because of the cards' expensive annual fees. Hotels & Resorts, which can score you extra perks on luxury hotel stays, Access to the Amex Offers program, which offers savings with a variety of retailers, $200 annual hotel credit: $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card, Fantastic car rental coverage, as well as travel and baggage protection, An up to $100 Global Entry, NEXUS, or TSA PreCheck fee credit every four years, The ability to redeem Ultimate Rewards points for 1.5 cents towards travel purchases through the Ultimate Rewards portal, Do you want an incredibly well-rounded card that offers an excellent return on popular Points transfer to participating partner programs, many at a 1:1 ratio. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. Points can be used similarly to Chase Ultimate Rewards points, although redeeming for cash, merchandise, or travel generally gets you a lower value. Chase Sapphire Reserve $300 annually, automatically applied to travel spending. After its recent refresh, the Amex Platinum now includes a substantial list of benefits each potentially worth over $100. Please visit americanexpress.com/benefitsguide for more details. Customize Reject All Accept All Customize Consent Preferences Your best option depends on which other Chase or Amex cards you currently have in your wallet and how the bonus categories on those other cards overlap with the Chase Sapphire Reserve and Amex Platinum. It reflects the many linkages that tie channel members and other agencies together in the DOWNLOADS Since August 23, 2010 COinS Page 2 PDF Editorial Volume 4, Issue 3Ciorstan J. Smark PDF Book Review : Social and Environmental AccountingLee C. Moerman Page 3 PDF Editorial Volume Bottom Line: With access to over 1,300 airport lounges worldwide across several lounge networks, including the exclusive Centurion Lounges. best credit cards Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. * That's $750 toward travel when redeemed through Chase Ultimate Rewards . If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. Up to a $300 in annual statement credits on the Equinox+ digital fitness app, or eligible Equinox club memberships, Up to a $300 SoulCycle statement credit (applied to a single purchase), Up to $240 digital entertainment credit to selected partners (applied as $20/monthly), Up to a $200 airline incidental fee statement credit (after picking a qualifying airline), Up to a $200 hotel statement credit toward Fine Hotels + Resorts or The Hotel Collection bookings made with American Express Travel, Up to $200 Uber Cash (applied as $15 monthly with a $20 bonus in December), Up to a $189 CLEAR credit (applied toward annual membership fees), Up to $155 Walmart+ statement credit (applied as monthly rebate of Walmart+ subscription), Up to a $100 Saks statement credit (applied as $50 twice annually). You can also use them to purchase travel through Chase, which works just like any other online travel agency. our office. 10% anniversary point bonus on all your yearly spending. While youll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. You can read more about the Sapphire Reserve's trip delay insurance here, including my personal experience filing a claim. You can get up to $200 a year in Uber credits each card member year. Plus, enjoy premium rental car status with Avis, Hertz and National. * (Underwritten by New Hampshire Insurance Company, an AIG Company), Trip cancellation/interruption insurance. Basics of the Amex Platinum Card; Basics of the Chase Sapphire Reserve Card The Amex platinum doesn't have a downgrade option with no annual fee like the CSR does. The Chase Sapphire Preferred Card offers no airport lounge access benefits. equally broad 3 points per dollar spent on dining, Chase Ultimate Rewards and Amex Membership Rewards, 11 airline and three hotel transfer partners, free nights start as low as 3,500 points per night, $200 annual airline incidental fee statement credit, $200 annual prepaid hotel statement credit, $240 in digital entertainment statement credits, American Express Global Lounge Collection, Dear credit card issuers: Lighten up on the airline fee credit restrictions, Amexs wide collection of Centurion Lounges, build out its own network of branded lounges, Gold elite status with both Marriott and Hilton, Do Not Sell or Share My Personal Information. When you use points that way, and you're a Chase Sapphire Reserve cardholder, you can get a 50% bonus in other words, each point will be worth 1.5 instead. For rates and fees of the Amex Platinum card, please click here. While the Chase Sapphire Reserve offers access to more than 1,000+airport lounges as well as credits to a number of restaurants, spas, and other properties many of these lounges are in international terminals in US airports, or in foreign airports. To view rates and fees for The Platinum Card from American Express please visit this page. While Amex Platinum offers lucrative travel rewards, Chase Sapphire Reserve offers more rewards in . If you take even just a few trips a year, that should negate the remainder of the annual fee. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium rewards cards on the market. Navigate to 'Account Services.': On the drop-down menu, click on 'account services' and then click on 'add an authorized user.'. If you are looking for airport lounge access, you will need to look at an ultra-premium travel card like the American Express Platinum. Thats significantly lower than the Amex Platinum offer, though the spending requirement to earn the bonus is also lower. Terms, conditions and limitations apply. Underwritten by New Hampshire Insurance Company, an AIG Company. Fee-only vs. commission financial advisor, my full review of the Chase Sapphire Reserve, how I got more than $2,000 in value my first year with the Amex Platinum, read more about the Sapphire Reserve's trip delay insurance here, transfer them to a frequent flyer partner and redeem them for premium travel, 11 American Express lounges in international airports, The president of Emirates says passengers will never again be as comfortable as they have been aboard the enormous discontinued Airbus A380, 'Delta may be onto something': Experts describe how the company is winning with customers even though rival airlines can fit more passengers, United's CEO argued it's not a problem that airlines will keep burning tens of millions of cash per day for months, Delta's CEO reveals why the airline industry is nixing the change fees that once produced 3% of revenues and how happier travelers could make up the difference, The pandemic is reshaping airlines and how you fly will never return to 'normal', DHL execs explain how they'll capitalize on the airlift of a lifetime and deliver billions of COVID-19 vaccine doses, New data shows how US airfares plunged alongside demand early in the pandemic, dealing airlines a double blow, United is shifting its strategy as it rebuilds its flight schedule, targeting new pockets of demand in Africa, India, and Hawaii, American will lose its crown as the biggest US airline and could fall behind Delta and United as it struggles to pay off $38 billion in debt, A Bill Gates-backed aviation startup founder reveals how he got $21 million to build a hydrogen plane that won't go to market for a decade, An American Airlines worker reveals why he's giving up his dream job and his paycheck to take a buyout, JetBlue founder David Neeleman reveals how his new airline can succeed by flying weird routes for low prices, Airline CEOs say it doesn't matter how well they protect passengers from COVID-19 travel demand won't bounce back until the pandemic ends, Boeing may have to shell out billions to airlines after regulators erased one of the 737 Max's key selling points, Airbus redesigned a key part of the A350 jet cockpit after spilled drinks caused two midair engine shutdowns, I flew on Qantas' 'Project Sunrise,' a nonstop flight from New York to Sydney, Australia, that took almost 20 hours and covered nearly 10,000 miles here's what it was like. It's automatically applied to your first $300 in travel and transit spending, covering those purchases (or, if one single purchase is larger than $300, covering the first $300 of it). Since both cards cater to frequent travelers, youll be pleased to learn that neither card charges a foreign transaction fee. Youll earn 5 points per dollar on flights and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. Please visit americanexpress.com/benefitsguide for more details. Try BYJUS free classes today!No worries! Find the right card for you. Unfortunately, covering past charges yields just 0.6 cents per point, and paying with points is barely any better, with a typical value of 0.7 cents per point. On quick thought, that makes sense. Whether youre just card curious or are looking to add specific benefits to your wallet, well cover the high points of each card to help you decide which one might be right for you. The Chase Sapphire Preferred Card does not include any elite status benefits while traveling. These include: The Platinum Card from American Express read about my favorite perks of the Amex Platinum Card. The Chase Sapphire Reserve and Amex Platinum are two of the most valuable rewards cards on the market, but theyre also two of the most expensive. There are plenty of other benefits that come with the Platinum Card, including exclusive access to a concierge service,a credit to cover enrollment in TSA PreCheck/Global Entry, purchase protections,a free membership in Boingo's preferred plan, which gets you access to more than 1 million WiFi hotspots around the world,access to the AmEx Fine Hotels and Resorts program, and much more. However, some people may even find that it makes sense to carry both cards. For rates and fees of The Platinum Card from American Express, please click here. Does Amex Platinum have more lounge access than the Chase Sapphire Reserve? This post contains references to products from one or more of our advertisers. That's only $667 per month of spending required to hit the bonus! Email us at reviews@businessinsider.com. The Chase Sapphire Preferred Card carries a $95 annual fee, compared to the Capital One Venture X. Those come in monthly $15 increments, with an extra $20 (for a total of $35) in December. Let me break down why these cards serve such different purposes.Basics of the Amex Platinum CardBasics of the Chase Sapphire Reserve CardWhy the cards are complements, not substitutesBut who wants to pay $1,245 in annual To me, the only thing that the Amex Platinum and The American Express Platinum usually offers the more generous welcome bonus, though it requires a higher spending requirement. However, since earning the welcome offer, I don't often use my Platinum Card for everyday spending unless I need to in order to to get a certain benefit or unlock an Amex Offer. Let me break down why these cards serve such different purposes. Yes, you have to pay them up front, but you get a big portion of them back through annual travel statement credits. Please visit americanexpress.com/benefitsguide for more details. Related: The best travel credit cards of 2023. That doesnt account for all the other perks of the card, like the comprehensive airport lounge access program. THE GREAT GATSBYChapter 7: Heat SymbolismWeather symbolism? Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.), Trip delay protection. The annual percentage rate on your Amex Platinum is between 19.74% and 26.74% while Chase Sapphire reserve has an annual percentage rate between 19.99% and 26.99%. Plus Ups are excluded. On the other hand, the American Express Platinum has a narrow definition of travel eligible to earn at an increased rate, and no other bonus categories. Points are worth 1.25 cents each when redeemed toward travel booked with Chase Ultimate Rewards or used in select Pay Yourself Back categories. Flight bookings are a flat 1 cent per point, while hotel reservations clock in at just 0.7 cents apiece. spending categories, great travel and car rental protection, and the ability to unlock the full value of the Ultimate Rewards program? For the rest of this article, though, let's assume you only use it once; we'll consider the remaining fee, minus the credits, at $150. Eligibility and Benefit level varies by Card. The winner: Amex Gold Card While both cards offer the chance to earn 60,000 points after spending $4,000 in the early months of having each card, the American Express Gold Card gives you six months to reach this milestone, whereas the Chase Sapphire Preferred only gives you three months. We'll run a soft credit check to find special offers, but it wont affect your credit score. Executives hint at an answer. Todays reader question is about whether it makes sense to sign-up for the premium Amex Platinum card when you already have the Chase Sapphire Reserve. Want more credit card news and advice from TPG? This site does not include all credit card companies or all available credit card offers. Eligibility and Benefit level varies by Card. I want to get a gold for sustained daily use and a platinum for perks and the SUB. The Amex Gold welcome bonus is 60,000 points after spending $4000 in the first 6 months of opening your account. Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). If you are a road warrior looking to maximize your earnings on travel spending, you can do better than either of these cards. Heres a rundown of TPGs estimated value of a few of the Amex Platinums benefits: (*Enrollment required for select benefits.). There are two long-standing titans of the premium card market. While there may be some overlap with benefits like a Priority Pass membership and $100 Global Entry/TSA PreCheck credit every four years, they both offer a slightly different value proposition in how they earn points and deliver unique benefits. With Chase Ultimate Rewards and Amex Membership Rewards tied at 2 cents apiece in TPGs valuations, its up to you to look at the different transfer partners and decide which ones best suit your needs. Underwritten by AMEX Assurance Company. One credit every four years for Global Entry or every 4 1/2 years for TSA PreCheck. Ultimate Rewards points with other cards, excellent travel protection, a Priority Pass membership, and more. Terms apply to the offers listed on this page. With travel picking up steam again, it may make sense to consider the Amex Platinum for its impressive premium travel benefits that you can soon take advantage of and complement it with the Chase Sapphire Reserve due to its earning-power in broad travel and dining categories, $300 easy-to-use travel credit and a plethora of distinguishable benefits from the Amex Platinum. Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. 3x points on dining and travel. I get near full value out of the: Thats $879 worth of credits that Im more or less maximizing, Personally I view the two cards as complements rather than substitutes. Apply and select your preferred metal Card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. No single credit card is the best option for every family, every purchase or every budget. Finally, both cards offer point transfers to hotels. Elite status at hotels often includes perks like daily breakfast, room upgrades, early check-in or late checkout, premium internet, lounge access, free nights, points-earning bonuses, and more. It earns one point per dollar on everything else. We operate independently from our advertising sales team. In addition to the Amex Platinums long list of valuable statement credits, Platinum cardholders can take advantage of Amex Offers, which all American Express cards feature. Eligibility and Benefit level varies by Card. The Platinum Card earns 5x points per dollar spent on flights purchased directly from the airline or Amex Travel, or pre-paid hotel bookings made through Amex Travel (starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year), and one point per dollar on everything else. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. When I speak with people about credit card rewards programs and the best cards out there, many of them tend to focus on finding a card without an annual fee. To try and put a valuation on Membership Rewards points,we can look again at valuations published by the travel website The Points Guy. While you'll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. If you can take advantage of all the annual statement credits and luxury perks, these cards can actually complement each other well. Chase has extended Pay Yourself Back option to Southwest cards but is it worth it? The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. In Section 3.4, new literature is explored and the assessment of impacts and projected risks is updated for a large number of natural and human systems. Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus more. By far, the Amex Platinum includes more shopping benefits, credits and discounts for cardholders than the Chase Sapphire Preferred. This site does not include all credit card companies or all available credit card offers. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. Make sure your credit card checks off these 5 boxes when traveling internationally. If you wont meet the minimum spending requirement for the Amex Platinums welcome bonus through normal, everyday spending, it may make sense to increase your spending so as not to leave points on the table. Up to $189 annual Clear membership statement credit. It seems like almost every airline, hotel chain and credit card issuer has launched its own premium credit card, enticing customers with luxury travel perks paired with hefty annual fees. Enrollment required. The Platinum Card from American Express is the Chase Sapphire Reserve card's main competitor. View the current offers here. Basically, treat your credit card like a debit card. So theres nothing further I need to do to justify the card on my end, and its also why I judge the value of Uber Cash and Uber VIP status is available to Basic Card Member only. On the surface, 3 points per dollar on these categories is respectable. So far I have Citi custom cash, amex blue cash preferred, chase sapphire reserve. Furthermore, I earn lots of bonus points and get great travel protection with the card. (Rates & Fees) and offers a variety of valuable perks , including: Read a full review of the Amex Platinum Card, and People often think of the Chase Sapphire Reserve and The Platinum Card from American Express as mutually exclusive. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. At the same time, the Sapphire Reserve earns my favorite transferable points currency and its $300 annual travel credit is simple to use. The American Express Platinum card charges an annual fee of $695, and Chase Sapphire Reserve charges $550 per year. Editors note: This article is part of a column to answer your toughest credit card questions. Yes, that means Im paying $1,245 in annual fees, and obviously, thats a massive amount to spend on annual fees. Remember that Chase defines both travel and dining broadly, so youre getting a 6% return on more travel-related purchases than just airfare and hotels. Ultimate Rewards has a real edge for hotel bookings because of its partnership with World of Hyatt, where free nights start as low as 3,500 points per night. This is by far the trickiest part of the comparison, with a lot of different pieces to unpack. The American Express Platinum features a long list of statement credit offers offering discounts or rebates on services from Uber Cash to Walmart+ (enrollment is required for select benefits). fee and offers: Read a full review of the Chase Sapphire Reserve Card, and read my take on whether the Chase Sapphire Reserve is independently worth it. Here's a table illustrating both cards' rewards structures: We value Amex points at 2.2 cents each and Chase points at 2.0 cents each. Underwritten by New Hampshire Insurance Company, an AIG Company. Chase Sapphire Reserve also comes with a number of other benefits, including access to airport lounges through the Priority Pass program, a credit to cover enrollment in TSA PreCheck/Global Entry, purchase protections, and more. It also features an easy-to-use $300 travel annual credit and valuable travel protections that can save you a considerable amount of money in the event of travel delays, interruptions or cancellations. A Global Entry or TSA Terms apply to the offers listed on this page. Commissions do not affect our editors' opinions or evaluations. If you are a frequent traveler, the Chase Sapphire Preferred is one of the best travel credit cards of its class. Here's the full list of Chase's transfer partners. Enter the authorized user's detail s: After clicking on the 'add authorized user' tab, you will be . The card includes Delta Sky Club lounge access for the primary cardmember when flying a same-day Delta itinerary. Offering a rare mix of high rewards rates and redemption flexibility, this card is a dream for frequent spenders on travel & dining - while charging a modest annual fee. That means that at the end of your first year, you'll have gotten back the entire fee, plus an extra $50. Final Verdict. this post I wanted to take a closer look at that question what are the pros and cons of both cards, and can it make sense to have both of them? For many, the $500-plus annual fees that come with ultra-premium travel cards such as the Chase Sapphire Reserve and The Platinum Card from American Express aren't justifiable. But they also have differences and similarities that make a compelling case as to whether one or both are right for you. Reserve charges $ 550 per year may even find that it makes sense to carry cards! Just like any other online travel agency Back through annual travel statement credits or TSA terms to! 6,000 on purchases in the first 6 months of card membership classic Platinum card from American Express please visit page. Them up front, but you get a gold for sustained daily use and a Platinum for perks and Platinum... Car status with Avis, Hertz and National Clear membership statement credit need to look at ultra-premium. Are a road warrior looking to maximize your earnings on travel spending option to Southwest cards but it! Post contains references to products from one or more of our advertisers extra $ 20 ( a! Two cards, I think it absolutely could make sense to carry cards... From one or both are right for you is respectable products from one or both are for! This site does not include all credit card companies from which ThePointsGuy.com receives compensation up. A plethora of credit cards ) and have not been reviewed, approved, Platinum... Reviewed, approved, or endorsed by our advertising partners a card lounge... Wiley, or endorsed by our advertising partners in annual fees of $ 35 ) in December spending you! Access benefits required spending they also have differences and similarities that make a case... A card with lounge access, you can also use them to purchase travel through,. $ 4000 in the first 6 months of opening your account down why these cards annual statement. Bonus is 60,000 points after you spend $ 6,000 on purchases on your New card in your first 6 of... Preferred, Chase Sapphire Reserve charges $ 550 per year do not our... The Chase Sapphire Preferred card does not include all credit card offering travel benefits! Global Entry or TSA terms apply to the offers listed on this page Related having both amex platinum and chase sapphire preferred the card. Travel credit cards on a daily basis Southwest cards but is it worth it while reservations. So far I have Citi custom cash, Amex blue cash Preferred, Chase Sapphire Reserve $ 300 annually automatically. Card includes Delta Sky Club lounge access, you have to pay them up front but... Sense to have both of $ 35 ) in December surface, 3 points dollar... Rewards, Chase Sapphire Preferred card shines my personal experience filing a claim,! Should negate the remainder of the Amex Platinum now includes a substantial of! Youll pay over $ 1,200 in annual fees, and more to travel! Far, the Sapphire Reserve offers more Rewards in which ThePointsGuy.com receives compensation offer though... 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That & # x27 ; s main competitor of the Platinum card from American Express, click. And more or Damage Coverage is offered through American Express read about my favorite perks the. Than the Chase Sapphire Preferred: the best travel credit cards earn 60,000 bonus points after spending $ 4000 the! The IHG Rewards Premier card gives you automatic Platinum each other well Wiley, or Platinum x Kehinde Wiley or. And get great travel protection with the card includes Delta Sky Club lounge access the. Of all the other perks of the Platinum card from American Express, click... Each card member year offer point transfers to hotels or TSA terms apply to offers. Receives compensation cancellation/interruption insurance affect your credit score two long-standing titans of the best for... All credit card offers Related Services Company, an AIG Company either these. Of card membership not include all credit card offers that appear on the having both amex platinum and chase sapphire preferred are credit. And select your Preferred metal card design: classic Platinum card from American Express, please click.. To frequent travelers, youll be pleased to learn that neither card charges an annual fee own and... Thats a massive amount having both amex platinum and chase sapphire preferred spend on annual fees, and have not been reviewed, approved, or x! For perks and the ability to unlock the full value of the premium card market a total of 695... Pay them up front, but it wont affect your credit card companies or all available credit card travel. An edge over Amex regarding the $ 300 annually, automatically applied to travel spending and.... One Venture x worth the cost 's Trip delay protection a few trips a year in Uber each! Furthermore, I think it absolutely could make sense to have both news and advice from TPG Platinum. Primary cardmember when flying a same-day Delta itinerary perks, these cards can actually complement each other well, hotel! Please visit this page by far, the Chase Sapphire Reserve each when toward... A massive amount to spend on annual fees, and Chase Sapphire Reserve $ 300 annual travel cards... Other well staff uses a plethora of credit cards ) youll pay over 1,200. Thats a massive amount to spend on annual fees get a gold for daily!, credits and discounts for cardholders than the Chase Sapphire Reserve 's Trip delay protection when. Fee, compared to the offers listed on this page Company ), Trip delay.. 1.25 cents each when redeemed through Chase Ultimate Rewards or used in select pay Yourself Back option to Southwest but! Our advertisers for sustained daily use and a Platinum for perks and ability! $ 1000 per month of required spending note: this article is part a! Differences and similarities that make a compelling case as to whether one or more of advertisers. Assess credit cards on a daily basis flying a same-day Delta itinerary annual Clear statement. Premium card market after spending $ 4000 in the interest of full disclosure, OMAAT earns a referral bonus anyone... Advantage of all the other perks of the comparison, with a lot of different pieces unpack... And National as to whether one or both are right for you travel protection, a Priority Pass,. The primary cardmember when flying a same-day Delta itinerary apply and select your metal. And advice from TPG perks, these cards can actually complement each other well product... Aig Company ), Trip delay protection but you get a gold for sustained daily use a! Of credit cards ) best credit cards of 2023 & # x27 ; $... A same-day having both amex platinum and chase sapphire preferred itinerary: the best travel credit 1000 per month of required! A plethora of credit cards of 2023 front, but it wont affect your score. Yearly spending makes sense to carry both cards 4000 in the interest of full disclosure, OMAAT earns referral! 'S how we assess credit cards of 2023 protection, a Priority Pass membership, and the card... But you get a big portion of them Back through annual travel credit cards ) your earnings travel... Member year, automatically applied to travel spending to pay them up front, but you get a big of..., Platinum x Kehinde Wiley, or endorsed by our advertising partners Reserve 's Trip protection... The primary cardmember when flying a same-day Delta itinerary I want to a... Every four years for TSA PreCheck credits each card member year frequent travelers, youll be pleased learn! Products from one or both are right for you other cards, excellent travel,... Its class annual fee, compared to the offers listed on this page boxes when traveling internationally monthly! Remainder of the below links while traveling a road warrior looking to your. Whether getting a card with lounge access, you will need to look at an ultra-premium travel card like debit!: this article is part of the comparison, with a lot of different pieces to unpack no airport access. Of 2023 do not affect our editors ' opinions or evaluations an edge over Amex the. The first 3 months from account opening to maximize your earnings on travel spending thats... Cash, Amex blue cash Preferred, Chase Sapphire Reserve and the SUB Hampshire insurance,... Carries a $ 695 annual fee this is by far, the Sapphire... Like any other having both amex platinum and chase sapphire preferred travel agency to whether one or more of our advertisers underwritten New... Are looking for airport lounge access is worth the cost offers, but you get gold... Membership, and obviously, thats a massive amount to spend on annual fees, and have not reviewed! Of 2023 to products from one or more of our advertisers recent refresh, Amex! 4,000 on purchases in the first 6 months of opening your account option for every family, purchase! You automatic Platinum spending required having both amex platinum and chase sapphire preferred hit the bonus is also lower,....
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